Asked by Julian Schemm on Apr 28, 2024
Verified
Which is the BEST example of mental health parity?
A) Psychologists and psychiatrists can all prescribe psychiatric medication.
B) Notes written by clinicians are reviewed by other clinicians.
C) Your insurance covers medical and mental illnesses equally.
D) Men and women are treated equally when it comes to diagnoses.
Mental Health Parity
The equal treatment of mental health conditions and substance use disorders in insurance plans compared to physical health ailments.
Psychiatric Medication
Medicines used specifically to alter chemical levels in the brain that impact a person's mood and behavior, used in the treatment of mental health disorders.
- Understand the role of parity in insurance coverage for mental health services.
Verified Answer
RK
Richard KnightMay 03, 2024
Final Answer :
C
Explanation :
Mental health parity refers to the equal treatment of mental health conditions and substance use disorders in insurance plans. When an insurance plan provides the same level of coverage for mental illness as it does for medical or surgical care, it is adhering to the principle of mental health parity. This means that the financial requirements (like co-pays and deductibles) and treatment limitations (like visit limits) are no more restrictive for mental health care than for other types of medical care.
Learning Objectives
- Understand the role of parity in insurance coverage for mental health services.
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