Financial ratios used to determine credit risk include an assessment of

A) liquidity and asset utilization.
B) asset utilization and profitability.
C) solvency and liquidity.
D) profitability and solvency.

Financial ratios used to determine credit risk typically focus on a company's ability to meet its debt obligations. Solvency ratios, which assess a company's ability to repay debt over the long term, and liquidity ratios, which measure a company's ability to meet short-term debt obligations, are key indicators of credit risk. Profitability ratios and asset utilization ratios are important for assessing a company's overall financial health, but they may not provide the same level of insight into credit risk.