Usury is considered the charging of

A) higher interest rates than people are willing to pay.
B) lower interest rates than people are willing to pay.
C) unconscionably high interest rates.
D) extremely low rates of interest.

Usury refers to the practice of charging unconscionably high interest rates, which are considered unfair and exploitative. Charging higher or lower interest rates than what people are willing to pay is a matter of market demand and supply, while extremely low interest rates (such as zero or negative) are often set by central banks as a monetary policy tool.