Some jurisdictions have instituted no fault insurance programs. Which of the following statements is true?A) Under common law, if a person is not at fault, damages can always be recovered in tort.B) No fault insurance means no compensation for loss.C) No fault insurance assumes there is a voluntary assumption of risk.D) There is always an assumption of contributory negligence under no fault insurance programs.E) Under no fault programs, people are treated the same and compensated for their injuries whether they are at fault or not.

Question

Some jurisdictions have instituted no fault insurance programs. Which of the following statements is true?A)  Under common law, if a person is not at fault, damages can always be recovered in tort.B)  No fault insurance means no compensation for loss.C)  No fault insurance assumes there is a voluntary assumption of risk.D)  There is always an assumption of contributory negligence under no fault insurance programs.E)  Under no fault programs, people are treated the same and compensated for their injuries whether they are at fault or not.

Gurminder Singh · Accepted Answer

Final Answer : E, Explanation :  No fault insurance programs are designed to ensure that victims of car accidents receive financial compensation for their injuries regardless of who was at fault. This means that individuals are compensated for their losses without the need to establish the fault of another party, streamlining the process and reducing the need for litigation.

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