The following is an example of adverse selection​

A) ​A majority of those applying for well paid jobs are well qualified
B) More reckless drivers opt for cars with more safety devices
C) Individuals living in less secure neighborhoods want to buy less insurance
D) ​Individuals with a strong family history of heart diseases opt to buy less insurance

Adverse Selection

This occurs when there is a lack of symmetric information prior to a deal, leading parties with higher risk to be more likely to engage in an agreement, notably impacting insurance and finance markets.

Reckless Drivers

Individuals who operate vehicles in a careless or heedless manner without regard for the rules of the road or the safety of others.

Safety Devices

Tools or technologies designed to prevent accidents, injuries, or other hazardous outcomes in various environments.