_____ are businesses that offer short-term loans at substantially higher rates of interest than banks.

A) Brokerage firms
B) Investment firms
C) Finance companies
D) Mutual fund providers
E) Insurance companies

Finance companies specialize in short-term loans to consumers and businesses, often at higher interest rates than those offered by banks. These loans can include payday loans, installment loans, and other types of credit that are typically more expensive for the borrower.