Calculate the term, expressed in years and months, of the following ordinary annuity.

Ordinary Annuity

A series of equal payments made at regular intervals, with the interest compounding period matching the payment period, such as annually.

Expressed

Articulated or conveyed in words, symbols, or in another explicit manner.

Years

Units of time equal to 365 days (or 366 in a leap year), used as a measure of time duration or age.