If a bank offers loans at rates well above market averages and does so with complex provisions
That borrowers may not fully understand,this is often referred to as

A) sequestering.
B) indexing.
C) predatory lending.
D) redlining.

Predatory Lending

Unethical practices by lenders who impose unfair and abusive loan terms on borrowers, often through high interest rates or unreasonable fees.

Loans

Money, property, or other material goods given to another party in exchange for future repayment of the loan value amount with interest or other finance charges.

Market Averages

Statistical measures that provide a snapshot of the overall movement and health of the stock market, typically represented by indices like the Dow Jones Industrial Average.