Title insurance protects an owner of real property from losses due to defects in title and undisclosed liens or encumbrances.

Encumbrances

Legal claims or liabilities attached to property that affect its use, value, or transfer, such as mortgages, liens, or easements.

Title Insurance

Insurance policy that protects property buyers and lenders against loss or damage due to defects or issues with the property's title.

Real Property

Land, and generally whatever is erected or growing on or affixed to the land, including buildings and crops.