Asked by Katie Sanchez on Apr 27, 2024

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Under the Fair Credit Reporting Act, a consumer can request the identity of anyone who has received a credit agency's report on the consumer.

Fair Credit Reporting Act

A federal law that regulates the collection, dissemination, and use of consumer credit information.

Credit Agency's Report

A document provided by a credit reporting agency that contains a person or organization's credit history and current credit status.

Consumer

An individual who purchases goods or services for personal use, rather than for manufacturing or resale purposes.

  • Master the use of federal and state regulations intended to protect the rights of consumers.
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Verified Answer

HA
Hamzah AlmalhiMay 01, 2024
Final Answer :
True
Explanation :
The Fair Credit Reporting Act (FCRA) allows consumers to request and obtain the information regarding who has received their credit report within the past year for most reasons or within the past two years for employment purposes.