Asked by Yousef Abualhawa on Apr 25, 2024
Verified
Under which of the following circumstances may a consumer who unknowingly purchased a damaged item with a credit card not be obligated to pay for the good?
A) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home.
B) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home, and the item cost more than $50.
C) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home; the item cost more than $50; and the consumer made a good-faith effort to resolve the dispute, such as asking the store for a refund.
D) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home; the item cost more than $50; the consumer made a good-faith effort to resolve the dispute, such as asking the store for a refund; and the seller had a history of providing defective merchandise.
E) The credit card company may always charge the consumer, and it is up to the consumer to get a refund from the merchant.
Credit Card
A payment card issued by a financial institution that allows the cardholder to borrow funds with which to pay for goods and services with the promise to repay, plus interest, at a later date.
Damaged Item
Refers to goods or property that have suffered physical harm diminishing their value, usefulness, or normal function.
Good-faith Effort
An honest intention to fulfill one's obligations or duties in a contractual context.
- Understand the rights and protections provided to consumers under various consumer protection laws.
Verified Answer
Learning Objectives
- Understand the rights and protections provided to consumers under various consumer protection laws.
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