Which of the following generalizations is false? Other things equal:

A) interest rates are higher if lenders are imperfectly,rather than purely,competitive.
B) the interest rate is less on small loans than on larger loans.
C) long-term loans normally command higher interest rates than short-term loans.
D) the greater the risk on a loan,the greater the interest rate.

Elaborate on what does an AAA credit rating signifies.

All of the following are common process problems EXCEPT ________.

A) hasty decisions
B) polarization
C) groupthink
D) extensive participation