​In the market for insurance,low risk customers are not served because

A) ​They do not like buying insurance
B) They are more costly to serve
C) Products designed to be attractive to them are also attractive to high risk types.
D) ​All of the above

According to leader-member exchange theory, in contrast to out-group members, in-group members:

A) have higher organizational commitment.
B) are managed by formal rules and policies.
C) have higher turnover.
D) receive less attention and fewer rewards.