Asked by Fraser Carpenter on Sep 23, 2024
Verified
In a health maintenance organization (HMO) , _____.
A) the employee gets to choose his/her own doctor from a list of health care providers who offer discounted services to members of the HRO
B) are a high cost / high quality option for employers seeking to offer excellent medical care to their employees
C) the medical services are offered by Blue Cross / Blue Shield
D) the medical services are usually offered by the employer organization in-house
E) none of the above are true
Health Maintenance Organization
A medical insurance group that provides health services for a fixed annual fee, focusing on preventative care.
Discounted Services
Services offered at reduced prices, often to attract customers or as a benefit for certain groups, such as employees or members.
Blue Cross / Blue Shield
A federation of health insurance organizations specializing in providing healthcare coverage to millions of people in the United States.
- Comprehend the meaning and overall structure of employee benefits and services.
- Understand the fluctuation in financial outlays and rewards across diverse sizes and types of enterprises.
Verified Answer
BI
Brandon Imbesi2 days ago
Final Answer :
E
Explanation :
HMOs typically involve a network of providers with whom the HMO has negotiated prices, but they do not necessarily involve choosing from a list for discounted services like PPOs, they are not inherently high cost/high quality compared to other options, they are not exclusively offered by Blue Cross / Blue Shield, and the services are not usually offered in-house by the employer but rather through contracted healthcare providers.
Learning Objectives
- Comprehend the meaning and overall structure of employee benefits and services.
- Understand the fluctuation in financial outlays and rewards across diverse sizes and types of enterprises.