DJ
Diamond Jackson
Answers (6)
DJ
Answered
Define the term "minimum capital requirements" and explain why banks and insurance companies are required by regulators to maintain such capital minimums.
On Jul 26, 2024
Minimum capital is defined by regulatory accounting principles and refers to the minimum required amount of investor capital the institution must maintain.Banks and insurance companies are required to maintain minimum levels of investor capital for two reasons.First,it provides a cushion to ensure that funds are available to pay depositors and beneficiaries.Second,investors who are also managers will make less risky business decisions when some of their own money is at risk.
DJ
Answered
Sunk costs include any cost that:
A) Will change if a project is undertaken.
B) Will be incurred if a project is accepted.
C) Has previously been incurred and cannot be changed.
D) Is paid to a third party and cannot be refunded for any reason whatsoever.
E) Will occur if a project is accepted and once incurred, cannot be recouped.
A) Will change if a project is undertaken.
B) Will be incurred if a project is accepted.
C) Has previously been incurred and cannot be changed.
D) Is paid to a third party and cannot be refunded for any reason whatsoever.
E) Will occur if a project is accepted and once incurred, cannot be recouped.
On Jul 25, 2024
C
DJ
Answered
A clothing chain is considering two different locations for a new retail outlet. The organization has identified the four factors listed in the following table as the basis for evaluation, and has assigned weights as shown on the right side of this table. The manager has rated each location on each factor, on a 100-point basis (higher scores are better), as shown in the right-hand table.
a. Calculate the composite score for each alternative location.
b. Which site should be chosen?
c. Are you concerned about the sensitivity and subjectivity of this solution? Comment.
Weight Kelowna Vernon Income 0.58261 Growth 0.37892 Public Transit 0.084778 Labour Cost 0.127753\begin{array} { | l | r | r | r | } \hline & \text { Weight } & { \text { Kelowna } } & \text { Vernon } \\\hline \text { Income } & 0.5 & 82 & 61 \\\hline \text { Growth } & 0.3 & 78 & 92 \\\hline \text { Public Transit } & 0.08 & 47 & 78 \\\hline \text { Labour Cost } & 0.12 & 77 & 53 \\\hline\end{array} Income Growth Public Transit Labour Cost Weight 0.50.30.080.12 Kelowna 82784777 Vernon 61927853
a. Calculate the composite score for each alternative location.
b. Which site should be chosen?
c. Are you concerned about the sensitivity and subjectivity of this solution? Comment.
Weight Kelowna Vernon Income 0.58261 Growth 0.37892 Public Transit 0.084778 Labour Cost 0.127753\begin{array} { | l | r | r | r | } \hline & \text { Weight } & { \text { Kelowna } } & \text { Vernon } \\\hline \text { Income } & 0.5 & 82 & 61 \\\hline \text { Growth } & 0.3 & 78 & 92 \\\hline \text { Public Transit } & 0.08 & 47 & 78 \\\hline \text { Labour Cost } & 0.12 & 77 & 53 \\\hline\end{array} Income Growth Public Transit Labour Cost Weight 0.50.30.080.12 Kelowna 82784777 Vernon 61927853
On Jun 26, 2024
The higher rated site is Kelowna, 77.4 to 70.7. There is a margin of several points, which should overcome most levels of subjectivity. The site factor scores are quite different, so that a small swing in weights could produce swings in scores of a few points, but probably not the seven necessary to reverse the findings.
Total 1 Kelowna Vernon Weighted sum 77.470.7 Weighted average 77.470.7\begin{array} { | l | l | r | r | } \hline \text { Total } & 1 & \text { Kelowna } & \text { Vernon } \\\hline \text { Weighted sum } & & 77.4 & 70.7 \\\hline \text { Weighted average } & & 77.4 & 70.7 \\\hline\end{array} Total Weighted sum Weighted average 1 Kelowna 77.477.4 Vernon 70.770.7
Total 1 Kelowna Vernon Weighted sum 77.470.7 Weighted average 77.470.7\begin{array} { | l | l | r | r | } \hline \text { Total } & 1 & \text { Kelowna } & \text { Vernon } \\\hline \text { Weighted sum } & & 77.4 & 70.7 \\\hline \text { Weighted average } & & 77.4 & 70.7 \\\hline\end{array} Total Weighted sum Weighted average 1 Kelowna 77.477.4 Vernon 70.770.7
DJ
Answered
What leads the list of HR mobile apps?
A) benefits
B) training
C) recruiting
D) attendance management
A) benefits
B) training
C) recruiting
D) attendance management
On Jun 25, 2024
C
DJ
Answered
A kinesthetic learner would benefit MOST from which study strategy?
A) creating and reviewing charts and diagrams
B) reading and rewriting notes of the covered material
C) listening to a pre-recorded lecture of the instructor
D) testing ideas through experimentation, experience, and learning from their mistakes
A) creating and reviewing charts and diagrams
B) reading and rewriting notes of the covered material
C) listening to a pre-recorded lecture of the instructor
D) testing ideas through experimentation, experience, and learning from their mistakes
On May 27, 2024
D
DJ
Answered
Chris believes that people are basically honest,decent,and trustworthy.It is likely that Chris is high on openness.
On May 26, 2024
False