​This factor contributes to the winner's curse

A) ​your estimate of the value of the object was not the most optimistic
B) your bid was not the highest
C) there were not many other bidders you had to beat out
D) ​you did not shade your bid enough

Which of the following encompasses all present and future workforce participants and emphasizes the need to develop their fullest potential for the benefit of the global economy?

A) Knowledge workers
B) Job analysis
C) In-group socialization
D) High-tech selection
E) Human capital