________ is (are) most likely a variable cost for a firm.

A) The monthly lease payment on a delivery truck that is leased for three years
B) The plumbing company's annual licensing fee
C) The quarterly payments for a two-year maintenance contract for copy machines
D) Monthly health insurance expenses for employees

Three identical units of merchandise were purchased during July, as follows: Assume one unit sells on July 28 for $45.Determine the gross profit, cost of goods sold, and ending inventory on July 31 using (a) first-in, first-out, (b) last-in, first-out, and (c) average cost flow methods.

Cybertorts frequently involve intentional harm to an individual's physical well-being.

When a party receives a negotiable instrument as a gift,the party will be a holder instead of a holder in due course.

Predatory lending describes:

A) a staggering increase in monthly payments leading to default.
B) monthly payments that are lower than monthly interest charges.
C) commission-driven brokers selling loans to people they know can't afford them.
D) loans extended to borrowers without proof of incomes.

Consumer surplus is the difference between what you would have _________________ and what you ____.